Specialty · Veterans & Active Duty

VA Loan

You served your country. Now let's get you home — with zero down and no monthly insurance.

Get Pre-Approved
0%
Min Down
None
Monthly PMI
Veterans
For
15–30 yr
Terms

Overview

The VA loan is a special gift for those who served in the military. It's backed by the U.S. government and lets veterans buy a home with no down payment at all.

You don't pay monthly insurance, and you can use this loan more than once in your lifetime. This is one of the best loans available — and you've earned it.

Is this you?

You are a veteran, active military, National Guard, Reserve member, or an eligible spouse. If you served, this loan is for you.

Why borrowers love it

No down payment needed

You can buy a home without saving up a big lump sum.

No monthly insurance fees

Keep more money in your pocket every month.

Use it more than once

You can use this benefit again and again over your lifetime.

Flexible approval

Built for the people who served — with fair, flexible guidelines.

How it works

1

Get your Certificate

Rachel will help you get your Certificate of Eligibility — often in minutes.

2

Get pre-approved

See how much home you can afford with no down payment.

3

Get your keys!

Rachel will guide you every step of the way.

What you'll need

Valid Certificate of Eligibility
Enough VA benefit remaining
Home must be where you live
Meet income and credit guidelines

Common questions

Do I really pay nothing down?
For most veterans, yes! You can buy the full home price with no money down. A one-time fee applies and can be added to the loan.
Can I use this more than once? +
What is the VA funding fee? +

Ready to move forward on a VA Loan?

Get pre-approved today and find out exactly what you qualify for — I'll be in your corner every step of the way.

Apply Now