Traditional · BuyBig

Jumbo Loan

Buying a bigger home? Get one simple loan that covers the whole price.

Get Pre-Approved
Above limit
Loan Size
700+
Min FICO
From 10%
Down
15–30 yr
Terms

Overview

A jumbo loan is for homes that cost more than normal loan limits allow. It lets you buy a bigger, higher-priced home with one simple loan.

These loans look closely at your income and savings, but Rachel makes the whole process feel calm and clear. No stress, no confusion.

Is this you?

You're buying a bigger home, you have good credit, and you want one clean loan instead of piecing things together.

Why borrowers love it

One loan for a big home

Finance a higher-priced home without splitting it up.

Great pricing for strong credit

Good credit earns you a great deal on a bigger home.

Fixed or flexible terms

Pick what works best for your life and your plans.

Rachel guides you 1-on-1

She handles every detail calmly from start to close.

How it works

1

Review your profile

Rachel will look at your credit and income up front — no surprises.

2

Get pre-approved

Shop for a home with confidence. Sellers will take you seriously.

3

Close your home

Rachel manages the extra paperwork so you don't feel it.

What you'll need

Credit score usually 700 or higher
At least 10% down (varies)
Healthy savings in the bank
Documented income and assets

Common questions

What makes a loan 'jumbo'?
Any loan bigger than the yearly limit for your area. Rachel will tell you exactly where that line is for your home.
Is it harder to get a jumbo loan? +
How much do I need to put down? +

Ready to move forward on a Jumbo Loan?

Get pre-approved today and find out exactly what you qualify for — I'll be in your corner every step of the way.

Apply Now