Physician Loan
Made for doctors and dentists — buy a home now, even with student loans.
Overview
Doctors and dentists often have big student loans but also big earning potential. This loan understands that and is built around how medical professionals really live and earn.
You can buy with little or no money down, skip the extra monthly insurance, and have your student loans counted fairly. Many programs also work for residents still in training.
Is this you?
You are a doctor, dentist, or another medical professional. You are building your career and want to own a home now — not wait years to save up.
Why borrowers love it
Little to no down payment
Buy your home now without draining your savings.
No extra monthly insurance
Skip the PMI fee, even with a small down payment.
Fair student loan math
Your student loans are counted fairly, not harshly.
Works during residency
Many programs accept you even before your first paycheck.
How it works
Check your eligibility
Rachel will confirm your profession qualifies — fast.
Get pre-approved
See your buying power with fair, doctor-friendly guidelines.
Close your home
Rachel speaks this loan's language and is with you all the way.
What you'll need
Common questions
Ready to move forward on a Physician Loan?
Get pre-approved today and find out exactly what you qualify for — I'll be in your corner every step of the way.