Specialty · Help With Down Payment

Down Payment Assistance

The down payment is the hardest part. Let us help you get there sooner.

Get Pre-Approved
Down pmt
Help With
49 states
Available
Grant / Loan
Forms
Most loans
Pairs With

Overview

For most buyers, saving up the down payment is the hardest step. Down payment assistance programs give you funds — sometimes as a gift — to help cover that cost so you can buy your home sooner.

Rachel works with programs in 49 states and finds the right one for you. Some are grants you never pay back. Others are small second loans with easy terms. She will find what actually fits your life.

Is this you?

You can handle a monthly payment but the big upfront amount is holding you back. You are ready to own — you just need a little boost to get started.

Why borrowers love it

Help with the big upfront cost

Cover some or all of your down payment and closing costs.

Some programs are free money

Certain grants never need to be paid back.

Available in 49 states

Rachel will match you to programs in your area.

Works with most loans

Layer the help onto a conventional, FHA, or other loan.

How it works

1

Find your programs

Rachel will search assistance programs for your area and income.

2

Pair with a loan

Combine the help with the right loan for you.

3

Buy sooner!

Get into your home without waiting years to save up.

What you'll need

Often first-time buyer or moderate income
Income within program limits
Meet basic credit guidelines
Home must be where you live

Common questions

Do I have to pay the assistance back?
It depends on the program. Some are true gifts you never repay. Others are small loans that are forgiven over time or have easy payments. Rachel will explain each one clearly.
Will I qualify? +
Can I use this with another loan? +

Ready to move forward on a Down Payment Assistance?

Get pre-approved today and find out exactly what you qualify for — I'll be in your corner every step of the way.

Apply Now