Contact us Today!
Feel free to contact us if you have any questions or would like a second option on your existing mortgage.
Home Purchase
At Geneva Financial we are the one stop shop for your Mortgage Financial needs. When it comes to making your first purchase or an investment property, we are here to guide you along the mortgage transaction.
Mortgage Refinance
If you own a home and you're looking to refinance then Geneva Financial is the Mortgage Lender for you. If you're looking to lower your current rate, consolidate debt, or make some home improvements then contact us today and one of our Mortgage professionals will help guide you through the process.
VA Home Loan
The primary benefit of a VA loan is Veterans with qualifying credit and income can purchase a home with no money down, making it an attractive option for those who have served in the military. VA loans should only be issued by a VA-approved lender and are guaranteed by the federal government.
We are committed to America’s every day heroes.
In addition to VA Home Loans, we carry multiple HERO mortgage products, including a 2% down payment assistance program for the following designations:
- All First Responders: Police, Firefighters, EMT
- Medical Professionals: Doctors, Nurses
- Teachers
- Active Duty and Veteran Military
- Homes for Heroes Approved Lender
Frequently asked questions
No! That’s a common misconception that you need to have a house selected first. We actually recommend for you to figure out how much you can purchase then select a home prior to home shopping.
If you contact me I can help you get pre-qualified at no cost to you.
No! We have many programs that can do less than 20%. Some of our mortgage finance programs allow for 3% to 4% down payment. If you would like to know your additional options, please contact us today!
It is an honor to serve our heroes: Military Veterans and active duty service members, you may qualify for a Veterans Administration (VA) loan. These loans often require no down payment and have lower closing costs, helping to keep your savings secure. At Geneva, we take pride specializing in the highest quality service for VA loans – service you deserve as a U.S. Veteran.
VA Home Loan
- 100% Financing with full VA Entitlement*
- No Monthly Mortgage Insurance
- Seller Contribution to Closing Costs Permitted Product Benefits
- No Prepayment Penalties Construction Financing For: – Single Family Residences – Townhomes – VA Approved Condos – Other property types may be eligible**
- Fixed- and adjustable-rate loan terms
*A down payment may be required if the borrower does not have full VA entitlement, or if the loan amount exceeds the current maximum loan amount. **
NO. There are multiple national and state down payment assistance programs with credit score requirements as low as 620 and some income maximums nearing $90k
REQUEST YOUR FREE HOMEBUYER GUIDE TODAY!
If you are looking to make a purchase or looking to refinance your home, request our FREE Homebuyer Guide Today! This guide will help give you an idea of what to expect during your home buying/refinancing transaction as well as important keywords and phrases that we will use during your mortgage transaction.
- Do’s and Don’t
- Common Mortgage Terms
- Moving Checklist
- Document Checklist
Free Homebuyer Guide
Please fill out the information below to receive your FREE copy of your Homebuyer Guide.
Rachel Caple
Chief Sales and Revenue Officer | NMLS ID 1186850
Phone: 720-270-3250
Email: rcaple@genevafi.com
10375 Park Meadows Dr.
Littleton, CO 80124
Rachel Caple has more than 18 years of experience in mortgage banking industry. In her previous role at Mortgage Solutions Financial, Rachel was responsible for oversight of operations, working collaboratively with the sales department to ensure smooth loan delivery for all clients.
Prior to joining Mortgage Solutions Financial, Rachel served as Vice President Operations at LenderLive Network where she provided divisional oversight for the fulfillment operations team, ensuring best-in-class, cost-effective operations for market delivery. Before LenderLive, Rachel was an Operations Production Manager at Pulte Mortgage, and a Vice President of Fulfillment Operations at Titan Investments.
Throughout her career, Rachel has trained hundreds of employees to implement best practices in customer service, loan origination and processing procedures. Customer satisfaction is always her top priority, and she excels at leading teams to exceed all customer satisfaction goals.
Rachel is a Certified Mortgage Lender, Chair of the CMLA Southern Chapter and is licensed as a Mortgage Loan Originator in 22 states. Residing in Castle Rock, CO. Rachel spends her spare time with her husband, Sean and 4 boys. She also enjoys traveling, attending hockey games, and playing golf (or attempting to).
